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First Time Home Buyer

first time home buyers

 

First Time Home Buyer

Being new to the mortgage market can be daunting, especially if you are a first time home buyer as buying your first home is a major undertaking. As you take on the biggest financial commitment you will ever undertake, ensuring that you find the right mortgage deal for you is crucial.

There are literally thousands of mortgage deals to choose from for first time home buyers, which is actually great as it means prices are competitive. As a first time home buyer it also means that the mortgage market place is incredibly confusing.

You will hear many terms and plenty of jargon bandied about: "fixed rates", "capped rates", "trackers", "Aussie mortgages", the list goes on. See 'Glossary of Mortgage Terms' for an explanation.

How do you know which deal will be best for you? Will an advisor try to sell you the wrong mortgage just to get commission? Are endowments the root of all evil? What is an ISA mortgage? Should I take out a pension mortgage? There are so many factors to take into consideration that you may well have your head in your hands by now. At The Online Financial Solutions Ltd, we will help you with all your questions with informative advice – leaving you with full confidence that you have chosen the right deal for yourself.

We also realise how difficult it can be to step onto the property ladder, our flexible approach to your borrowing power means that our brokers have the ability to ensure that we find the absolute best deal for you from our panel of lenders - whatever your situation.

If you are a first time home buyer and you want jargon free advice please call us on 01604 439930 or Click Here to contact us.

 
 
   
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Buy to Let | First Time Buyers | Bad Credit

The Online Financial Solutions Ltd is bound by the Data Protection Act of 1998, and informaiton provided by you will be held, processed and used by ourselves, professional advisor and any associated companies in servicing our relationship with you, however strict confidentiality will be maintained at all times.

The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

The Online Financial Solutions Limited which is authorised and regulated by the Financial Conduct Authority.
Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage or other loans secured on it.
For mortgage related services the fee will typically be 1.79% of the mortgage advance applied for, minimum fee of 750. In addition, there may be a valuation administration fee of up to 0.7% of the loan amount. For example if you take out a loan of £50,000 you will need to pay a total of up to £1,245; comprising of the broker fee of £895 and the valuation administration fee of up to £350. This in addition to any commission we may recieve from the lender. Broker fees may be added to the mortgage.

Not all Buy To Let mortgages are regulated by the Financial Conduct Authority
Adverse Credit - The overall rate for comparison is 9.2% APR. The actual rate available will depend upon your circumstances. Ask for a Mortgage Illustration
Right To Buy Mortgages - The overall rate for comparison is 8.9% APR. The actual rate available will depend upon your circumstances. Ask for a Mortgage Illustration

CURRENCY MORTGAGES - CURRENCY MORTGAGES - CHANGES IN THE EXCHANGE RATE MAY INCREASE THE STERLING VALUE OF YOUR DEBT.
The Online Financial Solutions Ltd is entered on the FCA register under reference number 600521, who are also registered under the FCA register under reference number 600521.

The Online Financial Solutions Ltd
F11 Moulton Park Business Centre, Red House Road, Northampton, NN3 6AQ
Tel: Local rate on 01604 439930 | Fax: 01604 647231
E-mail: enquiries@mpro.co