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Legal Information

Before using the site it is recommended that you carefully read the important information specified below. Please read carefully as by using the site you are signifying your acceptance.

The Online Financial Solutions Limited which is authorised and regulated by the Financial Conduct Authority.

Financial Conduct Authority
25 North Colonnade
Canary Wharf
London
E14 5HS
Tel: 020 7066 1000

Complaints Procedure



In the unlikely event that you have a complaint about us please contact:

Complaints Officer
The Online Financial Solutions Ltd
3 Chartergate,
Off Clayfield Close,
Moulton Park,
Northampton NN3 6QF
Tel: call free on 01604 439930 | Fax: 01604 647231

Copyright



All rights including copyright in the contents of these web pages are owned and controlled by The Online Financial Solutions Ltd.

All trademarks, names and logos are the property of The Online Financial Solutions Ltd. Reproduction of the entire or any part of these web pages is strictly forbidden unless consent in writing has been granted by an authorised signatory from The Online Financial Solutions Ltd.

Nothing in the above-mentioned in any way bestows on you any licence or rights under any trademarks, names or logos of The Online Financial Solutions Ltd.

Any breach of the above-mentioned rights will be dealt with by using appropriate legal action.

Download



Please note that all downloading of software is performed at the users own risk. The Online Financial Solutions Ltd accepts no accountability for any problems that may occur as a result of any downloaded software. If you are in any reservations, we advise that you take professional advice prior to downloading.

Incoming & Outgoing Email



The contents of any emails and/or any attachments transmitted with it are confidential and intended solely for the use of the individual(s) to whom they are addressed. If you are not an intended recipient and you have received this email in error; you may not use it or copy it in any way. Please notify The Online Financial Solutions Ltd by phone on 01604 439930 and then delete it.

All emails and email contents are scanned by GFI Mail Security and Norton Antivirus software.

We use reasonable endeavours to virus scan all emails leaving the firm but no warranty is given that all emails and/or any attachments are virus free. You should undertake your own virus checking.

Jurisdiction



The pages of this site are solely for people deemed typically a resident in the UK. The content of this website is run by and construed in accordance with English and Welsh Law. Where the two laws conflict, English Law will take preference.

Privacy Statement



The Online Financial Solutions Ltd may need to gather and use personal data on this website in order to handle customer's requirements successfully. The Online Financial Solutions Ltd acknowledge that the proper treatment of personal data is very important to successful handling as well as ensuring a high level of customer satisfaction.

Any personal data which we gather, document or use in any way whether it is held on paper, on computer or other media will fulfil the principles within the Data Protection Act 1998. We endorse and adhere to the Data Protection as set out in the Data Protection Act 1998.

These 8 principles are:-

  • fairly and lawfully processed
  • processed for limited purposes
  • adequate, relevant and not excessive
  • accurate and up to date
  • not kept longer than necessary
  • processed in accordance with the individuals rights
  • secure
  • not transferred to countries outside European Economic area unless country has adequate protection for the individual


  • We may need to pass your details to another company outside of The Online Financial Solutions Ltd purely to handle your requirements successfully; For compliance and monitoring purposes we may also need to pass on your details to our regulators The Online Financial Solutions Ltd, or the Financial Conduct Authority, however, your data will not be passed outside of The Online Financial Solutions Ltd for any other purposes.

    Where we supply access to products and services from other providers they will supply The Online Financial Solutions Ltd with your personal details in order that we can contact you by mail, email or telephone with details of other products or services.

    Purpose of Site



    No section or content of this website may be considered as advice. The function of the site is to supply standard information and access to products and services. If you require individual advice, you should contact us so that they can fully assess your circumstances and needs before advice can be given.

    Registered Details



    The Online Financial Solutions Ltd
    3 Chartergate, Off Clayfield Close, Moulton Park, Northampton NN3 6QF
    Registered Number: 08479134

    Site Content



    The Online Financial Solutions Ltd reserves the right to delete or modify any of the content which appears on any page of this site, including any important information at any time and without notice. Where changes to the important information are made, your continued usage of the site will indicate your acceptance of any changes.

    The Online Financial Solutions Ltd uses all reasonable ability and care in accumulating the information on this site. However, errors or oversights in the information may take place because of a number of reasons which are natural in any internet access system and are not within The Online Financial Solutions Ltd reasonable control.

    This service is correct only on the date that such information is supplied by The Online Financial Solutions Ltd via its internet service. The Online Financial Solutions Ltd advises you to verify the exactness of any information with The Online Financial Solutions Ltd before seeking to rely on such information.

    Whilst The Online Financial Solutions Ltd have ventured to ensure that all the information within this website is factually accurate, clear, fair and not misleading, The Online Financial Solutions Ltd accept no responsibility for the content of this website. Therefore The Online Financial Solutions Ltd will not accept any responsibility for any loss or damage howsoever caused as a result of a genuine errors or oversight on the site.

    Third Party Websites



    The Online Financial Solutions Ltd works with a number of providers to supply you with access to a variety of products and services. The sale contract for the purchase of goods and services featured will be between you and the relevant provider.

    The Online Financial Solutions Ltd cannot control the contents of any third party website and as such will accept no responsibility for the content, layout or functionality of any other website. However, The Online Financial Solutions Ltd will venture to ensure that you are made reasonable aware when leaving the website.

     
     
       
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    Buy to Let | First Time Buyers | Bad Credit

    The Online Financial Solutions Ltd is bound by the Data Protection Act of 1998, and informaiton provided by you will be held, processed and used by ourselves, professional advisor and any associated companies in servicing our relationship with you, however strict confidentiality will be maintained at all times.

    The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

    The Online Financial Solutions Limited which is authorised and regulated by the Financial Conduct Authority.
    Think carefully before securing other debts against your home.
    Your home may be repossessed if you do not keep up repayments on your mortgage or other loans secured on it.
    For mortgage related services the fee will typically be 1.79% of the mortgage advance applied for, minimum fee of 750. In addition, there may be a valuation administration fee of up to 0.7% of the loan amount. For example if you take out a loan of £50,000 you will need to pay a total of up to £1,245; comprising of the broker fee of £895 and the valuation administration fee of up to £350. This in addition to any commission we may recieve from the lender. Broker fees may be added to the mortgage.

    Not all Buy To Let mortgages are regulated by the Financial Conduct Authority
    Adverse Credit - The overall rate for comparison is 9.2% APR. The actual rate available will depend upon your circumstances. Ask for a Mortgage Illustration
    Right To Buy Mortgages - The overall rate for comparison is 8.9% APR. The actual rate available will depend upon your circumstances. Ask for a Mortgage Illustration

    CURRENCY MORTGAGES - CURRENCY MORTGAGES - CHANGES IN THE EXCHANGE RATE MAY INCREASE THE STERLING VALUE OF YOUR DEBT.
    The Online Financial Solutions Ltd is entered on the FCA register under reference number 600521, who are also registered under the FCA register under reference number 600521.

    The Online Financial Solutions Ltd
    F11 Moulton Park Business Centre, Red House Road, Northampton, NN3 6AQ
    Tel: Local rate on 01604 439930 | Fax: 01604 647231
    E-mail: enquiries@mpro.co