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This site does not automatically collect or store personal information regarding its users. The site may log the IP Address and session information, such as the duration of the visit and type of software used to access the site. This data is used solely for the administration of the site and for statistical purposes to enable us to evaluate the services offered.

We do not use cookies for the collection of personal information, however they may be used to store information regarding your visit to the site, and to recall information previously entered by yourself for the purposes of site interaction. This information will be stored on your computer only and will not be collected, stored or processed by us.

We may ask you for personal information in order to make available specific services You wish to take part in such as newsletters, or financial services. In each case we will use the information to provide you with the specific services. We will also use retain information regarding regulated services in order to comply with the requirements of the Financial Conduct Authority and may transmit data to our auditors and regulators for the purposes of compliance with the requirements of the Financial Conduct Authority. This may include transmission of information outside the European Economic Area. Where this is the case your information will be treated in accordance with the UK Data Protection Act 1998.

Where we wish to collect information for the purposes of marketing we will make this clear before any information is collected.

This privacy statement applies to all pages within the regulated site.

Summary of terms

IP Address - A series of numbers used to identify your computer. In order to access content on the Internet (e.g. For users accessing via an Internet Service Provider. e.g. AOL this will often be different every time you log on and cannot be used to personally identify you unless your Internet Service Provider provides that information.

Cookie - A small file containing only text, which can be created by your Internet software when sent an instruction to do so by a web site. Your Internet software (e.g. Internet Explorer) will have various setting to control the use of these, however turning them off may limit the content available to you on the internet.

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Buy to Let | First Time Buyers | Bad Credit

The Online Financial Solutions Ltd is bound by the Data Protection Act of 1998, and informaiton provided by you will be held, processed and used by ourselves, professional advisor and any associated companies in servicing our relationship with you, however strict confidentiality will be maintained at all times.

The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

The Online Financial Solutions Limited which is authorised and regulated by the Financial Conduct Authority.
Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage or other loans secured on it.
For mortgage related services the fee will typically be 1.79% of the mortgage advance applied for, minimum fee of 750. In addition, there may be a valuation administration fee of up to 0.7% of the loan amount. For example if you take out a loan of £50,000 you will need to pay a total of up to £1,245; comprising of the broker fee of £895 and the valuation administration fee of up to £350. This in addition to any commission we may recieve from the lender. Broker fees may be added to the mortgage.

Not all Buy To Let mortgages are regulated by the Financial Conduct Authority
Adverse Credit - The overall rate for comparison is 9.2% APR. The actual rate available will depend upon your circumstances. Ask for a Mortgage Illustration
Right To Buy Mortgages - The overall rate for comparison is 8.9% APR. The actual rate available will depend upon your circumstances. Ask for a Mortgage Illustration

The Online Financial Solutions Ltd is entered on the FCA register under reference number 600521, who are also registered under the FCA register under reference number 600521.

The Online Financial Solutions Ltd
F11 Moulton Park Business Centre, Red House Road, Northampton, NN3 6AQ
Tel: Local rate on 01604 439930 | Fax: 01604 647231